Banken & Finanzen in unserer Weltzone

More banks totter in the US after First Republic, SVB fall
https://bfsi.economictimes.indiatimes.com/news/...-svb-fall/100057263  

https://www.zerohedge.com/markets/regional-banks-rebound  

"After what happened with First Republic, banks don't want to buy any other bank before the FDIC takes over," said Mayra Rodríguez Valladares, a financial risk consultant at MRV Associates who trains bankers and regulators. "It's cheaper, the stock price goes down and you don't have the natural problems in M&A (mergers and acquisitions) negotiations that may not end in a deal."
https://www.investing.com/news/world-news/...ent-sets-new-bar-3075224  

VORSTOSS DER EU-KOMMISSION
 

At a group of 27 smaller, mid-sized banks, commercial real estate accounted for 44% of total loan portfolios, based on median exposure. Such loans accounted for more than two-third of total loans at eight of those banks. New York Community Bancorp. (NYCB), which recently bought assets of Silicon Valley Bank, has CRE loan exposure to the tune of 71% of its entire loan book. Other notable names on the list include EastWest Bancorp. (EWBC) with 39%, Signature Bank (SBNY) with 43%, PacWest Bancorp. (PACW) and Western Alliance (WAL) with 28% and First Republic Bank (FRC) with 20%.
https://www.investopedia.com/regional-banks-cre-loans-7376117  

Banks report tougher credit standards in wake of failures

A Federal Reserve report Monday showed that banks raised their lending standards for business and consumer loans in the aftermath of three large bank failures, a trend that could slow the economy in coming months.

https://finance.yahoo.com/news/...her-credit-standards-185749717.html  

Largest Real Estate Brokerages Brace for More Tough Months Ahead: The firms reported year-over-year revenue declines averaging about 40% to 50% in the first quarter amid concerns about the stability of the banking system and other economic challenges. Major commercial real estate brokerages say they are bracing for some tough months ahead before demand starts to improve later this year or early in 2024.
https://www.costar.com/article/1017383158/...-more-tough-months-ahead

 

Real Estate Loans: Commercial Real Estate Loans, Small Domestically Chartered Commercial Banks
https://fred.stlouisfed.org/series/CRESCBM027NBOG
Real Estate Loans: Commercial Real Estate Loans, All Commercial Banks
https://fred.stlouisfed.org/series/CREACBM027NBOG  

Fed Senior Loan Officer Survey Q1: Banks expect tighter lending standards for 2023
https://www.forexlive.com/centralbank/...-survey-q1-results-20230508/  

>https://www.ariva.de/forum/...er-weltzone-517296?page=124#jumppos3103

Financial cracks from rate hikes have led to jitters over commercial real estate
https://www.advisorperspectives.com/images/...ed8bf7c30b24fb86cd2.png

https://seekingalpha.com/article/...ercial-real-estate-going-granular  

Recession risks rise: The latest bank lending survey shows further contraction: the most recent survey of bank lending suggests an economic slowdown could be on the way
https://www.politico.com/news/2023/05/08/...-biden-democrats-00095814

Senior Loan Officer Opinion Survey on Bank Lending Practices
https://www.federalreserve.gov/data/sloos/sloos-202304.htm  

https://www.youtube.com/watch?v=-DT7bX-B1Mg
Total assets lost have exceeded those during financial crisis: The regional banking crisis is already worse than the global financial crisis—by one metric, anyway. More than half a trillion dollars in assets have been wiped out this year from the failures of Silicon Valley Bank (SVB), Signature Bank, and First Republic Bank alone. That significantly exceeds the amount that was disrupted in 2008, when 25 U.S. banks went under.
https://www.investing.com/analysis/...egional-banking-storm-200637903  

SLOOS Finds Even Tighter Credit Standards, A Collapse In C&I Loan Demand, And A Dire Outlook For Rest Of 2023
https://www.zerohedge.com/markets/...oan-demand-and-dire-outlook-rest  

Bei Gewerbeimmobilien droht ein billionenschwerer Zusammenbruch
https://amp.focus.de/finanzen/news/...unterschaetzt_id_193045281.html  

The Commercial Real Estate Bubble Has Finally Burst. Heavy exposure to Commercial Real Estate (CRE ) is a significant risk faced by regional banks. The main reason behind the fall of regional banks is the meltdown in commercial real estate market.
https://geofinancialnews.com/2023/05/03/...-bubble-has-finally-burst/  

Banken-Crash offiziell schlimmer als 2008 – US-Finanzsystem bleibt tickende Zeitbombe
https://de.investing.com/news/economy/...t-tickende-zeitbombe-2400282
 

 

 

FHLB advances hit record $1trn as banks scramble for funding

The Federal Home Loan Bank system extended more than $1 trillion in advances to members, the highest amount on record.  Schwab, Truist and First Republic heaviest users of Federal facility in Q1

https://www.risk.net/risk-quantum/7956609/...nks-scramble-for-funding  

US MMFs’ holdings hit record as deposits flee banks: US money market funds’ (MMFs) investments rose 7.5% in March to a new all-time high amid deposit flight at US regional banks
https://www.risk.net/risk-quantum/7956605/...d-as-deposits-flee-banks  

US commercial bank deposits see biggest drop in 50 years: Depositors pulled record $317bn
https://www.risk.net/risk-quantum/7956660/...biggest-drop-in-50-years  

Fitch Ratings-New York-09 May 2023:: Market Turmoil Boosts Flow Volatility of Bank Deposits, Money Fund Assets...We expect weaker U.S. bank financial performance in 2023, in line with our U.S. banks’ sector outlook revision to “Deteriorating” from “Neutral” in November 2022.
https://www.fitchratings.com/research/banks/...fund-assets-09-05-2023
 

Rent increases reported by the largest single-family rental landlords. Rents are a big factor in CPI and PCE price index.
https://wolfstreet.com/wp-content/uploads/2023/04/...valent-rent_.png
Why I’m Skeptical of Powell’s Claim Red-Hot Rent CPI Will Just Vanish: Landlords Report the Opposite, even for April. Landlords and tenants are throwing a bucket of cold water on hopes that rent inflation will back off – it just doesn’t seem to be happening. These reports have been coming in from the largest landlords of single-family houses and from multifamily landlords.
https://wolfstreet.com/2023/05/08/...ort-the-opposite-even-for-april/  

Besorgnis wegen Bankenkrise so hoch wie 2008: Kunden bangen um Einlagen
Laut einer kürzlichen Umfrage von Gallup, sind fast die Hälfte aller Amerikaner um ihre Einlagen auf Banken besorgt. Hunderte von amerikanischen Banken gefährdet: Unterdessen sagen Experten der Denkfabrik Hoover Institution, dass, wenn die Hälfte aller nicht versicherten Sparer ihr gesamtes Bargeld abheben würde, 186 amerikanische Banken einem "potenziellen Risiko" ausgesetzt wären.
https://de.cointelegraph.com/news/...es-levels-unseen-since-2008-poll  

Financial Stability Experts at the Fed Turn a Wary Eye on Commercial Real Estate:  A financial stability report from the Federal Reserve flagged concerns tied to rising interest rates, including in commercial real estate.
https://www.nytimes.com/2023/05/08/business/...rcial-real-estate.html