Hartford FINL SVCS GRP (WKN: 898521) / NYSE
10.03.2009 15:23
The Hartford Introduces Data Privacy Coverage For Technology Companies
While large-scale data security breaches are those that make news, a breach of any size can be costly for software developers, hardware firms, and other technology companies that have non-public personal information in their control. Data breach laws in many states require notification and credit monitoring services for those affected, the costs for which are incurred by the company responsible for the breach. With the average per-record cost of a data breach at $202, according to a 2008 Ponemon Institute study, the cost of a breach involving just 500 records could exceed $100,000.
To address this exposure for technology firms, The Hartford Financial Services Group, Inc., (NYSE: HIG) one of the nation’s largest financial services companies, has added First Party Data Privacy Expense coverage, along with Cyber Extortion Expense coverage, to its FailSafe® suite of technology liability coverages. These new coverages are offered as an endorsement to the FailSafe GIGA® and FailSafe TERA® policies.
”Many technology companies are at risk for improper dissemination of non-public personal information or violation of data privacy laws. This endorsement is designed to address direct costs that would not be covered by third party technology professional liability coverage,” said David J. Selembo, assistant vice president of professional liability, underwriting&operations for The Hartford’s Technology Practice Group, which provides insurance coverage tailored to the risks of technology firms.
The Hartford’s Data Privacy Expense coverage pays for actual expenses incurred as a result of a policyholder’s negligent acts, errors or omissions that result in the improper dissemination of non-public personal information, or a breach or violation of data privacy laws. Specific components of the coverage may include:
... (weiter siehe LINK)
10.03.2009 18:26
Nurses On Call: The Hartford Updates Disability Claims Services, Helping Workers Get Back To Work Faster, Easier
Nurses, medical case managers, return-to-work coordinators support injured and ill employees throughout their claim, speeding return to productivity
The Hartford Financial Services Group, (News) Inc. (NYSE: HIG), the leading U.S. seller of group disability insurance, 1 is expanding its claims services to ensure experienced medical experts help ill and injured workers at each step of a short-term disability (STD) claim until they return to an active, productive life.
A key aspect of this industry-leading claims service is having nurses as the first point of contact for the disabled worker. The Hartford has employed nurses to manage STD claims for some large employers for the past four years. Now, the company is making this the standard service for new clients with 50 or more workers and will be moving existing clients to this claims experience over time.
”We have seen great results with nurses as our first point of contact for sick or hurt employees because they resolve complex issues at the earliest stages of an illness or injury, as well as offer compassion and comfort at a difficult time,” said Glenn Shapiro, vice president of claims for The Hartford’s Group Benefits Division. ”With The Hartford’s experts providing timely medical insight, workers are getting on the road to recovery faster, and employers are seeing a quicker return to productivity.”
... (weiter siehe LINK)
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THE FED
Bernanke: We need improvements to fair value rules
Crisis has 'revealed some shocking gaps' in regulatory oversight, he added
By Ronald D. Orol, MarketWatch
Last update: 12:42 p.m. EDT March 10, 2009
WASHINGTON (MarketWatch) - Federal Reserve Chairman Ben Bernanke on Tuesday argued that regulators should make some improvements to controversial mark-to-market accounting rules at the same time as lawmakers create a systemic risk regulator that will fill in 'shocking gaps' in regulatory oversight.
"We all acknowledge that in periods like this when some markets don't exist or are highly illiquid that the numbers that come out can be misleading or not informative," Bernanke said at a Council on Foreign Relations event in Washington. "We need to provide more guidance to financial institutions about what are reasonable ways to address the valuation of assets that are traded at all in highly problematic markets."
... (weiter siehe LINK)
Frank: Up-tick rule to be introduced in a month
SEC Chairwoman Schapiro met recently with Frank to discuss regulations
By Ronald D. Orol, MarketWatch
Last update: 3:10 p.m. EDT March 10, 2009
WASHINGTON (MarketWatch) - A key lawmaker on Tuesday said he expects the Securities and Exchange Commission to reinstate the "up-tick" rule, a regulation removed last year that allowed short sales only if a preceding trade boosted a company's stock price.
House Financial Services Committee Chairman Barney Frank, D-Mass., told reporters at a press conference with House Speaker Nancy Pelosi that he expects the SEC to introduce a draft rule to reinstate the up-tick rule next month. Critics of short-sellers have argued that the rule's elimination has contributed to the economic downturn.
... (weiter siehe LINK)
MONTAG, den 09.03.2009 ( 4:00 P.M. ET ) : 4.10 USD (+0.48 USD / + 13.26%)
DIENSTAG, den 10.03.2009 ( 4:00 P.M. ET ) : 5.16 USD (+1.06 USD / + 25.85 %)
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MONTAG, den 09.03.2009 ( 3:59 P.M. ET ) : 4.10 USD (+0.48 USD / + 13.26%)
DIENSTAG, den 10.03.2009 ( 3:59 P.M. ET ) : 5.19 USD (+1.09 USD / + 25.85 %)
MITTWOCH, den 11.03.2009 ( 3:59 P.M. ET ) : 5.38 USD (+0.19 USD / + 3.66%)
...auch heute verlief der Handel "kontraproduktiv" für die Vorhersage besagten Users...
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Der einzige Thread von ihm, der im plus ist, ist der von HIG.
Wäre er bei Threaderöffnung eingestiegen, läge er nun fast 50% im plus. Schade eigentlich für ihn !
Nun ja, dafür sind seine Threads, alle dick im minus. Auch wiederum schade für ihn !
Ich glaube , der hat gar keine Ahnung von börse. Das wiederum ist schlecht für ihn !
Naja auch die Börse braucht Ahnungslose - schade nur das er dadurch immer soviel Geld verliert !
Ich wünsche ihm auf jeden Fall beim nächsten Mal mehr Glück...;)
Empfehlungen von Ihm kaufen wir schöne put´s.
Ne, war nur Spass - nicht böse sein.
N.t.
State Regulators Allowed Life Insurers To Change Accounting
03/10/20092:55PM
§
CHICAGO -(Dow Jones)- Life insurers turned to their state regulators in 2008 to benefit from relaxed statutory accounting standards that boosted their statutory income, capital surplus, or both, according to regulatory data.
A handful of life insurers, including Hartford Financial Services Group (HIG), Lincoln National Corp. (LNC) and Allstate Corp.'s (ALL) life insurance unit have already discussed their requests to use so-called permitted accounting practices that allow them to reduce their reserves against potential losses, or allow them to expand what they consider as capital in their state financial filings.
The changes have the effect of making insurers' capital position look stronger on paper, by relaxing what life insurers call overly conservative rules set by state insurance regulators.
Other insurers have followed suit and made the same request, and data released Monday by the National Association of Insurance Commissioners indicate that regulators looked favorably on the requests.
... (weiter siehe LINK)
MONTAG, den 09.03.2009 ( 3:59 P.M. ET ) : 4.10 USD (+0.48 USD / + 13.26%)
DIENSTAG, den 10.03.2009 ( 3:59 P.M. ET ) : 5.16 USD (+1.06 USD / + 25.85 %)
MITTWOCH, den 11.03.2009 ( 3:59 P.M. ET ) : 5.38 USD (+0.19 USD / + 3.66%)
DONNERSTAG, den 12.03.2009 ( 3:59 P.M. ET ) : 6.12 USD (+0.70 USD / +12.92%)
...auch den vierten Tag in "Serie" schließt HIG im Plus! - mglw. erfüllen sich ja zumindest morgen FRIENDS Wünsche, dass der Kurs einen Rücksetzer erleidet (ist ja schließlich WE-Abverkaufs-Freitag).
ALLES IN ALLEM - dumm! gelaufen bisher mit der Kursvorhersage von 2.50 USD am Freitag!!! ...
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...klarer Fall - auch selbsternannte Experten können nichts gg. die Markt-Eigenheiten unternehmen - Kursziel/Kursvorhersage klar verfehlt!
MONTAG, den 09.03.2009 ( 3:59 P.M. ET ) : 4.10 USD (+0.48 USD / + 13.26%)
DIENSTAG, den 10.03.2009 ( 3:59 P.M. ET ) : 5.16 USD (+1.06 USD / + 25.85 %)
MITTWOCH, den 11.03.2009 ( 3:59 P.M. ET ) : 5.38 USD (+0.19 USD / + 3.66%)
DONNERSTAG, den 12.03.2009 ( 3:59 P.M. ET ) : 6.12 USD (+0.70 USD / +12.92%)
FREITAG, den 13.03.2009 ( 3:59 P.M. ET ) : 7.01 USD (+0.86 USD / +13.98%)
!! gehen wir also demnächst ein weiteres "Kursziel" vom User FRIENDS an
(letzter Termin hierfür ist der 05.05.2009)
Zitat FRIENDS:
"Mein Kursziel für HIG liegt unter 1 Dollar innerhalb der nächsten 2 Monate."
( siehe: http://www.ariva.de/...Kursziel_unter_1_Dollar_t370148?no_deny_list=1 )
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http://www.forbes.com/2009/03/13/...k-scorecard.html?partner=yahootix
...
Financial companies grabbed eight of the top 10 spots in this week's winner's circle, with increases of at least 60%. Hartford Financial Services was the week's biggest winner, with a 94% gain.
U.S. lawmakers told FASB Chairman Robert Herz on Thursday to deliver new guidance on mark-to-market accounting within three weeks, or face legislation changing the rule that has forced banks to write down billions of dollars in assets.
Jetzt mit Gewinn raus, und später nochmal rein.
Wir haben ja jetzt eine Rally die schon seit einer Woche andauerd!
Hab da noch nicht so viel Erfahrung, aber Gewinnmitnahmen wird
es doch auch geben.
n.t.
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Auf Jahresfrist sieht der Chart recht ähnlich aus, im letzten Monat hat sich aber Hartford noch besser gehalten. Beide mit vergleichbaren Problemen.
Kann sein, dass sich nun die Shorties auf Hartford einschießen, nachdem Lincoln nun weidwund am Boden liegt. Glaube kaum, dass sie dort die 5 USD noch weiter unterschreiten werden, dafür ist der Laden zu groß. Neues Ziel könnte nun sein, Hartford wieder in die 5 US-Zone zu drücken.
http://aktien.wallstreet-online.de/6902/...amp;gd2typ=exp&grid=on
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Wertpapier: Hartford Financial Serv |
Travelers Companies may acquire property and casualty insurance business of Hartford Financial Services
14 minutes ago - Datamonitor Financial Deals Tracker
According to Bloomberg, The Travelers Companies, Inc., a provider of property and casualty insurance and risk management services, could be a possible bidder to acquire the property and casualty insurance business of The Hartford Financial Services Group, Inc., a diversified insurance and financial services company. Both the companies are based in the US.
Reportedly, ACE Limited, Munich Re Group, MetLife, Inc., and Allianz SE are also considered as a possible bidders for the insurance business.
Citigroup, Inc. estimated that the business could worth around $4,000 million to $8,000 million. Hartford has retained Goldman Sachs to manage the sale process.
Deal Value (US$ Million) 8000
Deal Type Acquisition
Sub-Category Asset Purchase
Deal Status Rumour: 2009-04-23
Deal Participants
Target (Company) The Hartford Financial Services Group, Inc. - Property and Casualty Insurance Business
Acquirer (Company) The Travelers Companies, Inc.
Vendor (Company) The Hartford Financial Services Group, Inc.
!! gehen wir also demnächst ein weiteres "Kursziel" vom User FRIENDS an
(letzter Termin hierfür ist der 05.05.2009)
Zitat FRIENDS:
"Mein Kursziel für HIG liegt unter 1 Dollar innerhalb der nächsten 2 Monate."
http://www.ariva.de/...Kursziel_unter_1_Dollar_t370148?no_deny_list=1
... der 05.05.2009 ist erreicht, der aktuelle Kurs (siehe Anhang) ersichtlich, im gesamten Zeitraum kam der Kurs nicht einmal annähernd in den "vorhergesagten" Kursbereich - soviel zum Thema!
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