Yirendai
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| Eröffnet am: | 24.08.16 21:57 | von: TradingAske. | Anzahl Beiträge: | 34 |
| Neuester Beitrag: | 24.04.21 23:11 | von: Kristinxpiea | Leser gesamt: | 17.751 |
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Yirendai: Buy On The Dip
Summary
Chinese peer lending market highly fragmented, but Yirendai leveraging its brand and best practices to great effect.
Management closely monitors delinquency rates and takes appropriate action.
Potential red flags include a heavy reliance on "D grade" borrowers and higher delinquency rates in online loans versus offline.
Robust revenue and income growth coupled with a low PE indicate room for future valuation expansion.
Summary
Shares of YRD have been shunned by traditional China smart money. Outside ownership is dominated by a few US "quant funds" which perform little fundamental research.
Existing concerns have weighed on the stock, including fraud, an explosion of guaranteed subprime credit exposure and new illegal activities in China.
To entice lenders, YRD guarantees deep subprime loans. But YRD's risk reserve is deeply under capitalized while deep subprime exposure now exceeds 80%.
An unnamed fund affiliated with Chairman quickly dumped nearly all of its YRD shares following the new PRC guidance which made such guarantees illegal.
Recently leaked internal emails show that YRD's Chairman is forcing parent company employees to make undisclosed USD purchases or be fired.
Weil sie angeblich Schulden haben und deshalb auf einer schwarzen Liste gelandet sind, können Millionen chinesischer Bürger keine Flugzeuge oder Züge besteigen. Künftig drohen ihnen sogar noch weit härtere Strafen für weit geringere „Vergehen“.
Yirendai Recognized as Best P2P Lending Platform in China at the Future of Finance Summit.
In addition, Yirendai received a P2P Audit Certification at the Summit.
Chinas Aktienmarkt erhält den Ritterschlag
Drei Jahre lang hat der berühmte MSCI-Index die Aufnahme chinesischer Aktien verweigert. Nun haben die Amerikaner Chinas Finanzmarkt doch das Vertrauen ausgesprochen. Dabei mehren sich in diesem gerade die Warnzeichen.
Yirendai today announced that the United States District Court for the Central District of California (the "Court") dismissed in its entirety a putative securities class action lawsuit brought against Yirendai and several executives concerning alleged misstatements or omissions in public releases and regulatory filings made by the Company.
Yirendai is pleased that the Court has dismissed the litigation and concluded that the plaintiff's action, which was not certified as a class action, shall be dismissed with prejudice.
Summary
Yirendai is a rapidly growing Chinese online consumer finance marketplace.
So far, the company's growth metrics have been exceptional.
Based on Peter Lynch valuation line and my simple DCF model, Yirendai's shares are ready to skyrocket.
Summary
NOAH is well positioned to take advantage of the growth in the Chinese wealth management industry.
New products like asset management and internet finance increase the growth potential.
I also discuss the risks and the margin of safety the investment offers.
Besonders Unternehmen hätten zu viele Kredite aufgenommen, sagt Chinas Zentralbankgouverneur Zhou Xiaochuan. Was bedeutet das für chinesische Investoren wie Deutsche-Bank-Aktionär HNA?
Summary
Yirendai facilitates peer-to-peer (P2P) unsecured lending in China.
Rapid growth has led to significant returns and a still-favorable valuation.
China's Social Credit System, launching in 2020, will complement YRD's private data, especially for underserved segments.
Mit einem gigantischen Punktesystem wollen Chinas Kommunisten jeden einzelnen Bürger zu sozialistisch-tugendhafter Folgsamkeit zwingen. Regierungskritiker werden bestraft.
Landesweit will Chinas Staatsrat das „Soziale Bonitätssystem“ ab dem Jahr 2020 einführen. Es soll neben sozialem Wohlverhalten auch die Kreditwürdigkeit der Bürger beurteilen. Die Regierung arbeitet dabei unter anderem mit dem weltgrößten E-Commerce-Händler Alibaba zusammen, der offiziell als privat gilt und an der New Yorker Börse notiert ist. Die Behörden haben dabei auch Zugriff auf die Daten der Alibaba-Tochtergesellschaft Ant Financial, deren App Alipay mit rund 500 Millionen Kunden weltgrößter Anbieter für mobiles Bezahlen ist.
Shares of Qudian (QD), Yirendai (YRD) and other China-based providers of online credit plunged Tuesday on reports that China's Internet Financial Risk Management Group had ordered a suspension of online small-loan approvals, but some stemmed their losses by session's end and others even gained ground.
In January, Chinese authorities said they were planning to tighten regulation of its fast-growing internet finance industry and crack down on illicit transactions, said a report from Reuters. The rapid expansion of consumer loans, especially small loans available through online microloan platforms, has raised concerns among financial regulators.
Summary
Emerging fintech player Yirendai Ltd. is well positioned in the expanding Chinese P2P lending industry.
P2P lending has a potentially huge market in China that could actually be enhanced by the government's development of its Social Credit System.
Yirendai has strong revenue growth, a good return on equity, an attractive valuation, a nice cash flow, is free of debt, and plans on continuing to pay a dividend.
An uptrend is on the company's price chart, reinforced by 50-DMA, 200-DMA, and Relative Strength technical indicators.
Genervt bin ich hier allerdings noch nicht. Bei mir machen folgende Werte Kopfschmerzen Mogo, Victory Square und UMT. Wobei bei der UMT wird wohl sich das Blatt bald drehen. Ich bin hier echt gespannt, weil die Erwartungen wohl nicht so hoch waren.