EXPT - News und Strong Buy $$
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Expert Group, Inc. Expansion and Corporate Update
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Expert Group, Inc. Expansion and Corporate Update
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July 8, 2008 9:00 AM EDT
MIAMI, FL -- (MARKET WIRE) -- 07/08/08 -- Expert Group Inc. (PINKSHEETS: EXPT), www.ExpertFinancing.net, begins July 2008 operations with the announcement of the acquisition of Bache Leasing Inc. and that for the first week of July 2008 the company will be closing over 1.5 million in originations.
Expert Group, Inc., with the acquisition of Bache Leasing, is now entering the lucrative world of Auto Financing and Leasing as we position ourselves as a diversified financial company it has been very clear to us that we need to be involved in automotive financing and with over 24 years of experience and 20 million in gross sales for 2007 Bache becomes the perfect candidate for an acquisition; the purchase is an all cash deal being funded by the company and its management.
On other company updates, The Company is currently expanding its broker base on the Mortgage Banking side and will continue to do so.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
We will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our client in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit.
And will now be offering Tailored Automotive Leasing through our portfolio of companies.
Please visit our website at www.expertfinancing.net
www.bache4cars.com
www.expertcreditfixusa.com
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the O.T.C. NASDAQ Bulletin Board
Jul 9, 2008 9:00:00 AM
View Additional ProfilesMIAMI, FL -- (MARKET WIRE) -- 07/09/08 -- Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
Please visit our websites at: www.expertfinancing.net
www.expertcreditfixusa.com
www.bache4cars.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
Please visit our websites at: http://www.expertfinancing.net
http://www.expertcreditfixusa.com
http://www.bache4cars.com
ADVERTISEMENT
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the O.T.C. NASDAQ Bulletin Board
Wednesday July 9, 9:00 am ET
MIAMI, FL--(MARKET WIRE)--Jul 9, 2008 -- Expert Group, Inc. (Other OTC:EXPT.PK - News) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
Please visit our websites at: http://www.expertfinancing.net
http://www.expertcreditfixusa.com
http://www.bache4cars.com
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the O.T.C. NASDAQ Bulletin Board
Wednesday July 9, 9:00 am ET
MIAMI, FL--(MARKET WIRE)--Jul 9, 2008 -- Expert Group, Inc. (Other OTC:EXPT.PK - News) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
Please visit our websites at: http://www.expertfinancing.net
http://www.expertcreditfixusa.com
http://www.bache4cars.com
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the OTC NASDAQ Bulletin Board Expert Group, Inc. behält GreenTree Financial Group Inc. an up-Liste an die NASDAQ OTC Bulletin Board
Wednesday July 9, 9:00 am ET Mittwoch 9. Juli, 9:00 Uhr ET
MIAMI, FL--(MARKET WIRE)--Jul 9, 2008 -- Expert Group, Inc. (Other OTC: EXPT.PK - News ) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. MIAMI, FL - (MARKET WIRE) - August 9, 2008 - Expert Group, Inc. (Other OTC: EXPT.PK - News) ist stolz ankündigen zu können, dass GreenTree Financial Group Inc. ( "GreenTree") wird die Einreichung Vorbereitung und alle Unterlagen zu einem voll Berichterstattung NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business. Bereits Pinksheet berichtenden Unternehmens, EXPT hält es an der Zeit ist, bis hin Liste zu können, ziehen die Investitionen Kapital der Gesellschaft wird um den Ausbau ihres Geschäfts.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries. "GreenTree" ist eine finanzielle Beratungsfirma, deren Prinzipien haben über 20 Jahre Erfahrung als Buchhalter in die Wertpapiere Branchen.
www.gtfinancial.com www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the FHA already completed, this speeds the process of preparing the necessary filings." CEO Robert Rico Staaten, "Becoming a NASDAQ börsennotierten Gesellschaft ist etwas, was wir immer geplant. Mit unserem Finanz-Audits für die FHA bereits abgeschlossen, dies beschleunigt den Prozess der Vorbereitung der notwendigen Anmeldungen."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter. "GreenTree" wird uns helfen, mit ihren spezialisierten Dienstleistungen in der Abteilung der Anmeldung Form 10 SB, und sie werden auch dazu beitragen, uns auf andere Datei benötigt, um Dokumente werden nicht nur Berichterstattung, sondern bleiben angemessenen Berichterstattung Quartal nach Quartal.
Please visit our websites at: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com Bitte besuchen Sie unsere Webseiten unter: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com
ABOUT EXPERT GROUP, INC. ÜBER Expert Group, Inc.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix USA Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans. Expert Group, Inc. ist ein diversifiziertes Finanzdienstleistungsunternehmen Unternehmen, die Märkte eine Vielzahl von Finanzprodukten und-dienstleistungen durch Experten-Finanzierung & Investments, Expertengruppe Titel Expert Services und Credit Fix USA Expert ist lizenziert von der Abteilung für Finanz-Verordnungen und ein Mitglied der FAMB , Und seit Auflegung Experten hat ihren Ursprung über 100 Millionen in Immobilien-Darlehen.
ABOUT EXPERT FINANCING Experte zum Thema Finanzierung
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. Experten-Finanzierung bietet up-to-date Darlehens-Programme zugeschnitten auf passen alle Kreditnehmer gerecht zu werden. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. Das Unternehmen spezialisiert sich auf die Fannie Mae, Freddie Mac, FHA, konventionelle und nicht konventionelle Darlehen, Jumbo-Darlehen, kein Einkommen Überprüfung Darlehen, gewerbliche Kredite, Small business Anleihen, Darlehen ausländischer Staatsangehöriger, Bau-Darlehen für private und kommerzielle Zwecke von Re-Habilitation Projekte Neubau; Das Unternehmen bietet auch Darlehen für Anschaffungen, refinanziert, Home Equity Kreditlinie und Kreditlinie für den gewerblichen Eigentums. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Auf Expertenebene Finanzierung einer Experten-Loan Officer helfen Ihnen bei der Suche nach der besten Kreditprodukte für Ihre Bedürfnisse. Our group of professional loan experts speak your language, including, English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole. Unsere Gruppe von professionellen Darlehen Experten sprechen Ihre Sprache, darunter Deutsch, Englisch, Spanisch, Russisch, Portugiesisch, Französisch, Italienisch, Hebräisch und Kreolisch.
ABOUT EXPERT CREDIT FIX USA Experte zum Thema Kredit-FIX USA
Expert Credit Fix USA is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. Experten der Credit Fix USA ist vor dem Spiel, Unterstützung der Kreditnehmer mit weniger als perfekt Kredit zu erfüllen ihren Traum vom Eigenheim. The company offers different levels of credit restoration service to best fit each borrower needs. Das Unternehmen bietet verschiedene Ebenen des Kredits Restaurierung Service für beste Passform jeder Kreditnehmer muss. The service packages are tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Die Service-Pakete sind auf Service Kreditnehmer mit geringfügigen Kredit über Themen wie Untersuchungen an mehr herausfordernde Fragen wie Kredit-Konkursen oder sogar foreclosures. Expert Credit Fix USA will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate. Experten der Credit Fix USA wird dazu beitragen, dass Kreditnehmer ihre Kredite wieder auf ein Niveau, wo Kreditgeber wird ihnen die Kredit-und auf einem niedrigen Zinssatz.
ABOUT BACHE AUTO SALES & LEASING, INC. ÜBER BACHE Auto Sales & Leasing, Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. BACHE Auto Sales & Leasing, Inc. bietet eine Vielzahl von Finanzierungs-und Leasing-Optionen auf beiden neuen und gebrauchten Autos. The company Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. Die Gesellschaft Finance Spezialist arbeitet mit allen großen Banken, Kreditgenossenschaften, und Lease-Anbieter. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible. Das Unternehmen hat sich zum Ziel besteht darin, seinem Kunden die schnellste und einfachste Transaktion mit dem niedrigsten Zinssatz möglich.
Founded in 1983, BACHE AUTO SALES & LEASING, INC. is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Founded in 1983, BACHE Auto Sales & LEASING, Inc. ist ein lizenzierter und Schuldknechtschaft, Luxus, Ultra Luxus und exotischen Auto Vertrieb und Leasing Company. Operating in North Miami, Florida, offering a full range of client's services with a focus on expert guidance and care, the company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs. Betrieb in North Miami, Florida, bietet eine vollständige Palette von Client-Services mit dem Fokus auf fachkundiger Anleitung und Betreuung ist das Unternehmen verpflichtet, eine persönliche und angenehme Erfahrung Automobil-Erwerb durch seine volle Verständnis der einzelnen Client-Wünsche und Bedürfnisse.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Bestimmte Aussagen in dieser Pressemitteilung und den beigefügten firmenportrait, die keine historischen Tatsachen sind "vorausschauende Aussagen" im Sinne des Private Securities Litigation Reform Act "von 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Solche zukunftsgerichteten Aussagen sind erkennbar durch die Verwendung von Wörtern wie "antizipieren", "glauben", "erwarten", "Zukunft", "können", "werden", "würde", "sollten", "planen", "projiziert "," Beabsichtigen "und ähnliche Ausdrücke. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. Solche vorausschauenden Aussagen beinhalten bekannte und unbekannte Risiken, Ungewissheiten und andere Faktoren können dazu führen, dass die tatsächlichen Ergebnisse, Leistungen oder Errungenschaften des Unternehmens sich materiell unterscheiden sich von denen ausdrücklich oder konkludent durch solche vorausschauenden Aussagen. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors. Die Zukunft des Unternehmens operativen Ergebnisse sind abhängig von vielen Faktoren ab, einschließlich, aber nicht beschränkt auf die Unternehmen in der Lage ist: (I) erhalten ausreichendes Kapital oder eine strategische Geschäftsfeld Vereinbarung zur Finanzierung seiner Expansion plant, (ii) Aufbau der Verwaltung und der menschlichen Ressourcen und Infrastruktur erforderlich unterstützen das Wachstum ihrer Geschäfte, (iii) Wettbewerbsfaktoren und Entwicklungen außerhalb des Einflussbereichs des Unternehmens, und (iv) andere Risikofaktoren.
Contact: Kontakt:
CONTACT INFO: Robert Rico Robert@expertfinancing.net 305-949-LOAN Contact Info: Robert Rico Robert@expertfinancing.net 305-949-VERLEIH
--------------------------------------------------
Source: Expert Group Quelle: Expert Group
Market Wire "US Press Releases "
MIAMI, FL -- (MARKET WIRE) -- 07/10/08 -- Expert Group, Inc. (PINKSHEETS: EXPT) announces today that the company has been approved by the Florida Department of Financial Regulations as a Correspondent Lender.
A correspondent lender is an institution which has the capacity to authorize loans on behalf of a mortgage lender. This type of mortgage lender acts as the agent of one or several lenders (or "sponsors" who usually underwrite the loan) during the origination and closing. The correspondent lender may also service the loan for the lender.
A correspondent lender combines the best advantages offered by both bankers and brokers. "Correspondent lenders are similar to mortgage bankers in that they make the lending decision and fund the loan with their own money or credit line." However, once the loan is closed, it is sold to another lender, offering the lowest rates and best terms, at a pre-determined price. The customer will be dealing with a banker who is funding their loans. Unlike traditional bankers, this banker is also able to shop around for your mortgage, thus obtaining the lowest possible rate.
Robert Rico, EXPT C.E.O., states, "Becoming a Correspond Lender will open many doors for our business as we will be able to fund our own loans, service loans on behalf of other lenders for a fee and subsequently increase the number of loan originators as they do not have to be licensed individually under this license. There are many advantages to the customers also including that they will have more confidence and security knowing that their loan is being worked on by someone who uses everything on all available aspects of mortgage negotiating and funding."
Please visit our website at www.expertfinancing.net
www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinancing.net
305-949-LOAN
=====================
Correspondent lenders, a relatively new group of mortgage loan providers, are similar to mortgage bankers in their ability to make a decision whether to extend you a loan and fund it with their own money. However, as soon as your loan is closed, it is usually sold to another lender, the 'funding lender', with which the correspondent lender has a business relationship. If a correspondent lender makes mortgage loans available from one source of funds, they may be functioning as the exclusive agent of the funding lender. Many correspondent lenders, like mortgage brokers, have several sources to choose from, so they can help you to find a loan at a lower rate.
Deutsche Übersetzung:
*********************
Korrespondentenverleiher
========================
Korrespondentenverleiher, eine verhältnismäßig neue Gruppe von Hypothekendarlehenversorger, sind ähnlich, Bankiers in ihrer Fähigkeit zu verpfänden, eine Entscheidung ob zu machen, Sie ein Darlehen auszudehnen, und es mit ihrem eigenen Geld zu fundieren. Jedoch, sobald Ihr Darlehen geschlossen ist, ist es gewöhnlich zu einem anderen Verleiher, das verkauft ‚den Verleiher fundiert‘, mit den der Korrespondentverleiher eine Geschäftsbeziehung hat. Wenn ein Korrespondentverleiherhypothekendarlehen macht, die verfügbar sind von einer Quelle der Fonds, dürfen sie als der ausschließende Agent vom Finanzierungsverleiher funktionieren. Viele Korrespondentenverleiher, mag Hypothekenmakler, hat mehrere Quellen, von zu wählen, deshalb können sie Ihnen helfen, ein Darlehen an einer unteren Rate zu finden.
All my opinion.
GLTA,
Apoc.
Marketing a variety of financial products & services through:
Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. We are licensed by the Department of Financial Regulations & a member of the FAMB. Since inception, we have originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. Our professional loan officers can help you find the best loan for your needs. We are a multi-national employer; we have representatives fluent in:
English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
The company specializes in the following types of financing and loans: FHA, SBA, Fannie Mae, Freddie Mac, Jumbo Mortgages, Home Equity Credit Lines. Refinancing Loans, Foreign National Loans, No Income Verification Loans. Conventional and Non-Conventional Loans, Purchase or Leasing. Small Business Debentures, Commercial Property Credit Lines, Commercial Loans.
Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
.
ABOUT EXPERT CREDIT FIX U.S.A.
We assist borrowers with less then perfect credit to fulfill their dream of home ownership. Our packages cover from minor credit issues like excess inquiries, to more challenging credit issues like bankruptcies, or even foreclosures. Our staff can customize your credit restoration service to best fit each borrower needs. Our experience WILL help borrowers to restore their credit to a level where lenders will grant them credit at a low interest rate.
EXPT Management
Robert Rico, CEO
(To be added to the IBOX shortly)
Shirley Rico, President
Mortgage Brokerage License – Principal Broker – Lic # 385825
Mortgage Broker License – Lic. # 310195
Real Estate License – Lic. # 3038263
Personal Commentary and Accomplishments
I wish to become the best at what I do through hard work, customer service, people skills, maximizing time management and marketing options as well as expanding my business to become the largest mortgage business in the estate of Florida. I have closed several deals in Mortgage and in Real Estate, from single family residences to high rise buildings, including new constructions, re-sale, condo-conversion, foreclose properties, rehabilitation properties, with deferred maintenance, condo hotels, co-ops and others. In the commercial side I have dealt with shopping centers, multi-family, office condos and gas stations. As far as borrowers, I have dealt with citizens, permanent residents, foreign national, employees, self employed, retired, first time home buyers, investors, relocations and so on.
Formal Education
2004 -- Gold Coast School of Real Estate Miami, FL: Real Estate Broker course, Real Estate
2002 -- Gold Coast School of Real Estate Miami, FL: Real Estate Sales Person Licensing, Real Estate
2001 -- Gold Coast School of Real Estate Miami, FL : Mortgage Broker Licensing course, Mortgage
1998 -- Santa Catarina, Brazil : B.A., Business Administration, Marketing. GPA : 3.8
I have studied in the best university of South Brazil. I have learned about accounting, sociology, statistics, computer sciences, management, marketing and sales among others with specializations in marketing and sales,
Languages Spoken
English, Spanish and Portuguese
Historical Record of Employment and Experience
2004 - 2005: Globelend Mortgage (Sunny Isles Beach, FL)
Independent Contractor – Mortgage Broker
Top Producer: Average Closings of 7 deals a month with 100% closing ratio.
2006 to Present: Best Seller Intl. Realty Inc. (N. Miami Beach, FL)
Realtor Associate
Independent Contractor, Realtor
2002 to 2006: AAmerican Realty Inc. (Miami, FL)
Realtor Associate
Independent Contractor, Realtor
2002 - 2004: Gulfstream Mortgage Inc. (North Miami Beach, FL)
Independent Contractor – Mortgage Broker
Developed Excellence in Mortgage Origination
2002: Coldwell Banker Real Estate (Aventura, FL)
Realtor Associate
1999 – 2001: Kenbourne International (Miami, FL)
Sales for a company with revenues over $30 Million a year, distributors of fresh and frozen seafood. Responsible for over 40 accounts, arranging for international orders direct from the plants to the final customer in the United States, Inventory control, billing.
1997 – 1998: Pro Saude Pharmacy (Santa Catarina, Brazil)
Owner Self Employed
Small business owner, pharmaceutical sales, grew it and sold it.
1993 – 1997: Amaral Seafood (Santa Catarina, Brazil)
Comptroller
Started in the IT department and was promoted to be the Comptroller for a company with 103 employees, responsible pay roll, accounts receivables and payable, book keeping and banking.
Alex Bartolomeo, BOD and Manager
Personal Commentary and Accomplishments
High-performance Bilingual Sales Representative, self motivated, high energy public speaker possessing advanced interpersonal skills. Demonstrates exceptional creativity, leadership, visionary and committed to achieving outstanding results.
Formal Education
2006: Certificate, Essentials of Florida Mortgage
Financial Strategies Education Inc. Valencia, CA
14 hrs Certificate to Originate in Florida
2005-2006: Underwriter , American School of Mortgage Banking , Burbank, CA.
Studied highly intense training course to comply and understand with FNMA/FHLMC Underwriting procedures. Interacted interesting case studies and decision-making problems which is experienced in Real Estate Lending industry
2000: A.A., Liberal Arts, Pierce College Woodland Hills, CA
Historical Record of Employment and Experience
2007: Countrywide Home Loans Miami, FL
Account Executive
Worked for the largest wholesale lender in the country , developed a book of business with business partners & broker with in community and all through out South Florida. Duties included , establishing relationships with non producing accounts and turning them around to producing accounts which resulted in the branch profitability. My job duties included cold calls which profiled potential clients and conduct sales seminars, training new and existing brokers and to ensure superior customer services by years of experience and strong product knowledge. Job duties including analyzing credit report on all loan application , from Prime, Fannie Mae, Freddy Mac, FHA loan programs and worked closely with operation, processing , underwriting, closing and secondary market department to ensure each loan is credit quality.
2006: H & R Block Mortgage Valencia, CA
Loan Officer
Converted H& R Block Nationwide clients into loans programs such as Prime, Non Prime, Government and Equity loans. In charge of conducting "Home Analysis" identifying the customer needs and provided appropriate loan solutions or advise. Converted leads into applications and negotiated terms & conditions on the loan applicant. Duties included to submitting complete packages with appraisal, title and pre underwrite for each file, before submitting to H & R Block Correspondent Lines or Lenders. Cross sold H & R Block products such as Tax Services, Financial Advisory and Financial Services.
2006: Countrywide Home Loans Woodland Hills, CA
Area Manager
Job duties included originating new B and C rated loans. Strong interaction with Mortgage brokers and provides service and support. Find new brokers and conduct solicitation calls to generate new accounts. Conduct outside sales presentation and training seminars for new and existing broker base. Manage the loan portfolio by ensuring that all pre funding aspect are complete. Maintain current knowledge of the basic underwriting guidelines for B and C product lines and refer all potential Prime clients to Countrywide counter part in the prime side.
2004-2006: Washington Mutual Bank Chatsworth, CA
Wholesale Sales Associate
In charge of managing a 65 million dollar pipeline with the top brokers through out the Los Angeles Area. Conduct Sales Presentation which consist of training with Mortgage Brokers, Loan Officers, Loan processor on selling Washington Mutual A , ALT A, B, C, Custom Construction and Community Focus loan programs. Excellent time management skills, public relationship, with a strong sales personality. My duties consisting of Sales Calls, pipeline management, visiting & maintain business relationships and forecasting monthly sales goals . The role that I have with the brokers is to be there liaison from loan submission to funding.. I have a proven track record on demonstrating a strong work ethic and to achieve sales goals. With a established book of client who are in Los Angeles Area. I am a seasoned professional with ability to build, grow & maintain client relationships
2002-2004: Washington Mutual Chatsworth, CA
Loan Consultant
Responsibilities included interviewing borrowers to assess their needs, and to determine whether the loans will qualify for Washington Mutual product line. Duties consisted of sales calls to bank customer, realtors, accountants and mortgage brokers, with in the Los Angeles area. Direct contact with the customers and to ensure customer satisfaction through out the loan process. Offered several loan programs from FRM, ARM, hybrids loans, Sub Prime and Custom Construction.
1999-2002: Bank of America Van Nuys, CA
Personal Banker
Offer financial advisement to all Bank of America customer. Responsible for providing services to ensure customer satisfaction retention cross sell. Experience team management and team training for sale campaign.
Bankers On Call/ National Direct Sales - Responsible for assisting customer, across the United States. Duties include finding the needs of Bank of America existing customer. By managing retention calls, offering Financial Consulting regarding existing products and recommending other Bank of America products. Strong product knowledge and customer service skills plays a major role on opening new accounts, such as Checking, Savings, Money Market, Certificate of Deposit accounts. Produce Sales referrals to Loans By Phone and Securities Division.
US-Wohnbaubeginne steigen unerwartet
Leser des Artikels: 47
Washington - Die Lage am US-Immobilienmarkt hat sich im Juni unerwartet aufgehellt. Die Zahl der Wohnbaubeginne stieg aufs Jahr hochgerechnet um 9,1 Prozent auf 1,066 Millionen, wie das Handelsministerium am Donnerstag mitteilte. Volkswirte hatten dagegen mit einem Rückgang auf 0,960 Millionen gerechnet. Für Mai wurde die Zahl der Wohnbaubeginne auf 0,977 Millionen von den ursprünglich gemeldeten 0,975 Millionen heraufgesetzt.
Die Zahl der Baugenehmigungen für Eigenheime stieg um 11,6 Prozent. Danach lag die Zahl der genehmigten Anträge aufs Jahr hochgerechnet bei 1,091 Millionen. Die Zahl ist ein Barometer für den zukünftigen Häuserbau und lag deutlich höher als von Volkswirten mit 0,960 Millionen erwartet.